They love to tell you how to spend your money and put limits on your card. You can not get a hold of anyone after hours. If you like living with your folks and telling you how to spend then this is the bank for you. If you don't getting embarrassed at the store because your card is declined when you have more than enough to pay, or if you have a special needs child that can have an emegancy 24/7, or if your at dinner and at the end you have to find an alternative way to pay. Then I would say go elsewhere.
This is the most incompetent bank ever. I opened a college account, which is waived of fees for 4 years. They still pulled service fees and overdrew me. The first time, I looked it over as just a simple mistake. This month I am yet again overdrawn by this service charge. I am closing the account and going with a different bank. This is ridiculous. Very unprofessional. Also the four times I have gone into the bank, no one greeted me or even smiled. They glanced over then looked away. And none of the ladies at the desks had any customers.
ATM is down a lot.
The people are very friendly and they have great customer service
Guaranty Bank Trust is a US Bank based in Sulphur Springs, Texas. Guaranty Bank Trust is located at 919 Gilmer St, Sulphur Springs, TX 75482, USA.
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